1 SOUTHERN FINANCIAL, LLC We will update Section H in our Deposit Account Agreement titled Closing Your Account. Effective July 21, 2013. If you have pending transactions on your account, or are overdrawn, we may not immediately close the account. However, if you ask us, we will restrict additional withdrawals from your account, other than the pending transactions. We will not pay any interest on the account after we have restricted your account. This change will be reflected in your account agreement: all other terms remain the same. If you have questions, please call us at the telephone number listed on this account statement or visit the nearest Chase branch. Checks Paid Primary Account: For the Period 811113 to 8/30/13 Check Date Number Paid Amount 1003 08/08 175.00 Total Checks Paid Tan can new losiges oldie checks. above at. lorwmailbasoom To Enroll in Morgan Online. please contact yourJP. Morgan Team. Daily Ending Balance ($175.00) Date Amount 08/08 Fees and Charges for Deposit Accounts Fees Description Volume Allowed Excess Unit Price Fees 000000478137727 Monthly Service Fee 1.00 0 1 0.00 0.00 Check / Debit Posted 1.00 500 0 0.20 0.00 Total Fees $0.00 330,321 05 J. P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 2 of 4 JPM-SDNY-00023277 SDNY_GM_00292475 EFTA01499501