PLAN D INC IMPORTANT INFORMATION We are making changes to the "Longer Delays May Apply' section of our Funds Availability Policy Statement Effective July 17. 2011. at least the first 5200 of your deposits will be available on the first business day after the day of your deposit. All other terms of your account remain the same. If you have any questions. please contact your J.P. Morgan team. Heave note this accounilkul ro> ac (Airy during this MatellteM period The date of last activityfor this account war 04/13/11. J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Primary Account For the Period 711111 to 7129111 Page 2 of 4 JPM-SDNY-00023041 SDNY_GM_00292239 EFTA01499291