JPMorgan Private Bank PLAN D INC IMPORTANT INFORMATION J.P. MORGAN CLIENTS CAN NOW ACCESS WAMU ATMS TO WITHDRAW CASH, CHECK BALANCES AND TRANSFER FUNDS WITHOUT AN ATM FEE. THIS GIVES YOU ACCESS TO A COMBINED NETWORK OF 14,300 CHASE AND WAMU ATMS ACROSS 23 STATES. IF YOU HAVE QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN ADVISOR. Please note this account had no activity during this statement period. The date of last activity for this account was 04/01/08. Primary Account: For the Period 11/1/08 to 11/28/08 Page 2 of 4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00022861 SDNY_GM_00292059 EFTA01499132