New enhancements to your J.P. Morgan Business Checking and Savings Account(s) We are pleased to announce that beginning August 1. 2012. the following fees have been eliminated from your J.P. Morgan Business Checking and Savings account(s): - Cash Strap Orders - Coin Roll Orders - Cash Bag Deposits - Multiple Mailed Statements All other terms and conditions of your Deposit Account Agreement still apply. If you have any questions or would like additional information, please contact your J.P. Morgan team. J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Primary Account: For the Period 611/12 to 6/29/12 Page 3 of 4 JPM-SDNY-000 19847 SDNY_GM_00289045 EFTA01496490