•Usage fees may be charged by the institution that owns the AT P.I Additional fees may apply when using an ATM outside of the United States. Puerto Rico or the U.S. Virgin Islands. J.P.Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Primary Account: For the Period 11/1/11 to 11/30/11 Page 3 of 4 JPM-SDNY-00010150 SDNY_GM_00279348 EFTA01488473