EPSTEIN INTERESTS IMPORTANT INFORMATION We are making changes to the "Longer Delays May Apply' section of our Funds Availability Policy Statement Effective July 17. 2011. at least the first 5200 of your deposits will be available on the first business day after the day of your deposit. All other terms of your account remain the same. If you have any questions. please contact your J.P. Morgan team. Transaction Detail Primary Account For the Period 7/1/11 to 7/29/11 Date Description Deposits & Credits Transfers & Withdrawals Balance 07/01 07/22 Beginning Balance Deposit 746189057 283.01 108,913.03 109,196.04 07/29 Ending Balance $109,196.04 Total $283.01 (50.00) J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Page 2 of 4 JPM-SDNY-000 10135 SDNY_GM_00279333 EFTA01488459