Confidential Due Diligence Report —FORUMS, LLC AND DARREN K. INDYKE Copyright 2005 by Reed Elsevier Inc. MARTINDALE-HUBBELL (R) LAW DIRECTORY Corporate Practice Profiles Section COWS421 K. IND= J. Epstein a Co. 457 Madison Ave. New York, New York (New York County) RESPONSIBILITIES: International Law; Corporate Law; Tax Law ASSOCIATIONS: American Bar Association ADMITTED: 1992 LAW-SCHOOL: Cornell University (J.D.) COLLEGE: Colgate University (B.A.) BORN: 1965 ISLN: 900990319 Confidential - This report is not to be disseminated or photocopied to any third party without the express consent of Global Corporate Security. Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00002897 SDNY_GM_00272095 EFTA01480683