Articles of Interpol ation Page 6 r. actually and necessuily proceeding, or in connection incurred with by or imposed upon him in connection with such action, suit or be adjudged in such action, suit or any appeal therein, except in relation to matters as to which it shall officer or director is liable for veilfitl proceeding, misconduct or in connection with any appeal therein, that such this Article shall not be in the performance of his duties. The provisions of deemed exclusive of any other rights respecting indemnification seeking indemnification may to which one provisions of be entitled and shall not be read to limit or restrict any applicable respecting law, nor to further limit the corporation as respects bulannification. The rights administrators indemnification of any person referred to herein shall inure to the benefit of the heirs, executors and entitled to indemnification. ARTICLE X The corporation reserves • in The Articles of the right to amend, aher, change, or repeal any provisions contained Incorporation conferred upon stockholders in the manner cow or hereafter prescribed by statute and all rights herein are granted subject to this reservation. IN WITNESS WHEREOF we have made, signed and acknowledged these Articles of Incorporation this Q day of kint *--10"1. 1998. 13, ‘ . 5tdis Barbara hfignon Wenneny Jennie- lynn F Dee TERRITORY OF THE VIRGIN ISLANDS ) DIVISION )ss: OF ST. THOMAS & ST. JOHN ) The foregoing instrument was acknowledged before me this t71:1 day of 00v^^-'+f 1998, by Barbara ?vfignon Weatherly, Jamie-inn F d Dale It hfichuteL t11-I 201/100 d Ili-1 00Illtia t--- otary Public Paul Holtman Conran ES Ara 27, 21X0 rite PM. nMeglItiOWs Ma I SAWN .10// stiP,Ii IC7I-82-0( Confidential Treatment Requested by JPM-SDNY-00002593 JPMorgan Chase SDNY_GM_00271791 no-,•icinCKITIM EFTA01480434