BY SIGNING BELOW. CLIENT ACKNOWLEDGES THAT CLIENT HAS RECEIVED. READ AND AGREES TO THE TERMS OF THIS MARGIN AGREEMENT. INCLUDING THE MARGIN DISCLOSURE. BY SIGNING THIS AGREEMENT THE CLIENT ACKNOWLEDGES THAT CLIENT'S SECURITIES NOT FULLY PAID FOR MAY BE LOANED TO DBSI OR TO PERSHING OR LOANED OUT TO OTHERS. THIS AGREEMENT IS SUBJECT TO THE PRE-DISPUTE ARBITRATION CLAUSE IN SECTION III. PAGE 5, OF THE ACCOUNT AGREEMENT. Account Number Individual or joint account OF THIS IS A JOINT ACCOUNT, ALL ACCOUNT OWNERS MUST SIGN): Signature Print Name Signature Print Name SSN/EIN Date SSN/EIN Date Signature Date Print Name SSIWEIN CONFIRMATION OF AUTHORITY TO BORROW: If this is an agreement for a trust, other fiduciary account or other non-natural person(s) account, the authorized person hereby certifies and represents that the use of a margin account and specifically the borrowing, lending and pledging of Securities and Other Property as described herein and in the Margin Section is in accordance with and authorized by the provisions of the trust or other instrument and Applicable law governing the trust or other entity. FOR OFFICE USE ONLY Branch Manager approval for margin accounts: Signature Date 14 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL WM134715 015684101413 DB-SDNY-0110603 SDNY_GM_00256787 EFTA01453153