BY SIGNING BELOW, CLIENT ACKNOWLEDGES THAT CLIENT HAS RECEIVED, READ AND AGREES TO THE TERMS OF THIS MARGIN AGREEMENT, INCLUDING THE MARGIN DISCLOSURE. This Agreement is subject to the Pre-Dispute Arbitration Clause in Section III, page 6, of the Account Agreement. Account Numb*, Individual or jant accourrt(IF TIES A JOINT ACEOUNT,AU. ACCOUNT OWNERS MUST SIGN) Signature Date Print Name SSN/EIN Signature Date Print Name SSN/EIN Signature Date Print Name SSN/EIN Corporatioy partnershIpe trustor fast entity: CONFIRMATION OF AUTHORITY TO BORROW: H this Is en agreement for a trust other fiduciary account or other non-natural Faineants) t the authorized parson hereby certifies and represents that the use °tams:gin account and specifically the borrOwing. lending arid pledging of Se les and Other Property as described herein and In the Margin is in accordance with and authorized by the provisions of **trust or other Instrument and Applicable taw governing the trust or other entity. J. Epstein Virgin Islands Foundation, Inc. employer ID 0J-0585379 Name of Entity Signature of Officer. Partner. Trustee, Authorized Party y.ivre7 ppte, l ) Dat, 7474> ,_. Print Nemo/Ink Signature of Off Ice. Partner. Trustee. Authorized Party Date Print Name/Title Signature of Officer. Partner. Trustee. Authorized Party Date Print Nan•a/Title FOR OFFICE USE ONLY Branch Manager oppoval for margin accounts. Swriature Date 13-AWM-0106 14 012145.032813 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0105885 CONFIDENTIAL SONY GM_00252089 EFTA01450329