OVERLAYS SEEK TO MAKE YOUR EXISTING ASSETS WORK HARDER OVERLAY Client Portfolio ✓ No initial capital required ✓ No change to existing weightings ✓ No liquidation of holdings ✓ Maintain flexibility to change positions Clients have an opportunity to increase returns and cash flow without adjusting existing portfolio assets HARVEST ,SANA.7.1", 4 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL SDNY_GM_00199059 DB-SDNY-0052875 EFTA01363036