OVERLAYS SEEK TO MAKE YOUR EXISTING ASSETS WORK HARDER OVERLAY Client Portfolio ✓ No initial capital required ✓ No change to existing weightings ✓ No liquidation of holdings ✓ Maintain flexibility to change positions Clients have an opportunity to increase returns and cash flow without adjusting existing portfolio assets HARVEST 4 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0052692 CONFIDENTIAL SDNY_GM_00198876 EFTA01362940