Page I of I Raut, Shrikant From: Hoff, Laura Sent: Monday, November 03, 2014 2:49 PM To: Mortgage.Undeiwriting Subject: FW: EPI - Ratcliffe, Vickers, Loan# Attachments: JBW 11_39387760.pdf From: Jenne Waldron [mailto Sent: Monday, November 03, 2014 2:57 PM To: Hoff, Laura Subject: EPI - Ratcliffe, Vickers, Loan Here is the certificate requested. Have a good day! Jenne Waldron Administrative Assistant flood I Ingot & Inc. PO Box 30127 Charlene, NC 28230 Din% Fax: vntw.hcxxlhargen.com vimw.hoodhargenbreaklastclub.cona This transmission may contain information that is confidential and/or proprietary. If you are not the individual or entity to which it is addressed, note that any review, disclosure. copying. retransmission, or other use is strictly prohibited. If you received this transmission in error, please notify the sender immediately and delete the material from your system. 11/3/2014 CONFIDENTIAL SDNY_GM_00030698 EFTA_00141313 EFTA01279945