MUCHNICIC, GOLIEB & GOLIEB, P.C. MEMORANDUM TO: Steve Hanson Jeff Epstein RE: Separation and Settlement Agreement FROM: Howard W. Muchnick DATE: November 11, 2013 Attached is a draft of the above agreement. Please review and give me your comments. HWM HWM/mb PACLIENTS1000003941MEMO120I 3kscparation. Lill .doc EFTA01130663