Your accounts that may be considered negative The most common items in this section are late payments, accounts that have been charged off or sent to collection, bankruptcies, liens, and judgments. It also may contain items that are not necessarily negative, but that a potential creditor might want to review more closely, such as an account that has been settled or transferred. This information is generally removed seven years from the initial missed payment that led to the delinquency. Missed payments and most public record items may remain on the credit report for up to seven years, except Chapters 7, 11 and 12 bankruptcies and unpaid tax liens, which may remain for up to 10 years. A paid tax lien may remain for up to seven years. Transferred accounts that have not been past due remain up to 10 years after the date the account was ■ transferred. Public Records NYC SUPFtM CT CVL DIV 60 CENTRE ST NEW YORK NY 10007 No phone number available Address identification number 0018400931 Identification number Date filed 002770343 Jan 2011 Individual Responsibility Claim amount Liability $318,045 amount Not reported Payment history legend CurrenVTarms of agreement met Ej Account 30 days past due Account 60 days past due Account 90 days past due Acocunt 120 days past due ITS Account 150 days past due Acccurd 180 days past due ME Creditor received deed ral Foreclosure proceedings started a Foreclosed 180 SO 60 OK PBC IC ME 0 ND Voluntarily surrendered Paid Repossession by creditor • Insurance claim Claim filed with government Defaulted on contract Charge Collection off No Closed data for this time period Civil Status claim judgment. Judgment in favor of EPSTEIN JEFFREY E. This item is scheduled to continue on record until Jan 2018. EFTA00691814