Message From: Ladd, Molly nbs.com] Sent: 12/31/2015 4:03:13 PM To: Subject: Automatic reply: internal transfer I am currently out of the office with no access to email. Please contact Chelsey Waldron at ) or Vijai Ramdeen a if you need immediate assistance. Regards, Molly CONFIDENTIAL UBSTERRAMAR00001686 EFTA00237325